Use Health Benefits and FSA Funds to Your Advantage
Hearing insurance, while only offered to about 15 percent of the workforce, can provide much greater relief in terms of cost. Regardless, these benefits run dry at the end of the year if they aren’t used, so be sure to contact your insurer for more information about your specific policy. If Hackensack Audiology & Hearing Aid Associates is a preferred provider with your insurance company, we will directly bill your insurance for payment. Your employer may also offer an FSA or HSA (flexible spending account or health spending account) that pulls money from your paycheck pre-tax and sets it aside for future medical expenses. In this case, the costs would still come out of your pocket, but it would be untaxed. If you’ve already used your FSA funds for the year, please consider what your hearing needs will be next year when you sit down with your company’s benefits coordinator and decide how much of your paycheck you’d like to reserve tax-free.
If we are performing a non-covered procedure or we are not in your insurance network, payment in full is required on date of service.
If your insurance is not on this list, though you will be required to pay up front, we always bill to your insurance company as a courtesy. We will refund you any amount we are paid.
We are non-participating with all other insurances and will file claims on your behalf; however, all fees must be paid on the date of visit
Understanding your insurance is your responsibility. We strongly suggest that you contact your insurance prior to services to ensure that they are 1) covered and 2) that we are an in-network provider. While we will do you the courtesy of billing your insurance, you are responsible for payment for non-covered services.
You must provide ALL of your insurance cards/proof of insurance at the time of your visit. If you fail to provide us all insurance benefits and your bill goes unpaid, you will be responsible for payment of your bill IN FULL.